Manufactured Housing Hub

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What the data says about manufactured home communities, lending and ownership.

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AHL FUNDING

2025 manufactured home lending from public HMDA data.

Loans originated (2025)

13

+44.4% vs 2024
Originations

$4.7M

Loans x average loan
Average loan

$358,077

Average interest rate

6.68%

Denial rate

4%

Home only share

0%

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
20252513$4.7M$358,0776.68%4%0%
2024179$2.7M$299,4447.28%0%0%

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
CA10$3.9M$391,0006.72%0%0%
NC2$490,000$245,0006.5%0%0%
AZ1$255,000$255,0006.63%0%0%

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.

AHL FUNDING manufactured home lending | Manufactured Housing Hub