Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Port City Bank
First Port City Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
31
+24.0% vs 2024Originations
$5.5M
Loans x average loanAverage loan
$177,581
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 32 | 31 | $5.5M | $177,581 | n/a | 0% | n/a |
| 2024 | 34 | 25 | $5.0M | $200,600 | n/a | 15% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 27 | $5.0M | $183,889 | n/a | 0% | n/a |
| FL | 3 | $505,000 | $168,333 | n/a | 0% | n/a |
| AL | 1 | $35,000 | $35,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.