Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Keystone Community Bank
First Keystone Community Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
7
+0.0% vs 2024Originations
$1.7M
Loans x average loanAverage loan
$249,286
Average interest rate
7.11%
Denial rate
15%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 13 | 7 | $1.7M | $249,286 | 7.11% | 15% | 0% |
| 2024 | 11 | 7 | $435,000 | $62,143 | 7.28% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 7 | $1.7M | $249,286 | 7.11% | 15% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.