Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › CAPON VALLEY BANK
CAPON VALLEY BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
24
+41.2% vs 2024Originations
$1.7M
Loans x average loanAverage loan
$69,167
Average interest rate
n/a
Denial rate
4%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 25 | 24 | $1.7M | $69,167 | n/a | 4% | n/a |
| 2024 | 18 | 17 | $1.9M | $114,412 | n/a | 6% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WV | 23 | $1.4M | $62,826 | n/a | 4% | n/a |
| VA | 1 | $215,000 | $215,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.