Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › The Bank of Romney
The Bank of Romney
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
31
+34.8% vs 2024Originations
$3.4M
Loans x average loanAverage loan
$110,484
Average interest rate
n/a
Denial rate
3%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 33 | 31 | $3.4M | $110,484 | n/a | 3% | n/a |
| 2024 | 27 | 23 | $1.5M | $65,870 | n/a | 4% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WV | 30 | $3.3M | $111,333 | n/a | 3% | n/a |
| VA | 1 | $85,000 | $85,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.