Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › DOWNEAST CREDIT UNION
DOWNEAST CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
+100.0% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$143,750
Average interest rate
7.47%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 9 | 8 | $1.1M | $143,750 | 7.47% | 0% | 0% |
| 2024 | 6 | 4 | $420,000 | $105,000 | 7.88% | 33% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 8 | $1.1M | $143,750 | 7.47% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.