Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Frontier Bank
Frontier Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
+175.0% vs 2024Originations
$825,000
Loans x average loanAverage loan
$75,000
Average interest rate
7.62%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 11 | $825,000 | $75,000 | 7.62% | 0% | 0% |
| 2024 | 4 | 4 | $2.5M | $615,000 | 6.96% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NE | 6 | $570,000 | $95,000 | 7.55% | 0% | 0% |
| MO | 4 | $150,000 | $37,500 | 7.75% | 0% | 0% |
| KS | 1 | $105,000 | $105,000 | 7.5% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.