Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FARMERS BANK
FARMERS BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
22
+29.4% vs 2024Originations
$2.4M
Loans x average loanAverage loan
$106,818
Average interest rate
8.36%
Denial rate
11%
Home only share
27%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 28 | 22 | $2.4M | $106,818 | 8.36% | 11% | 27% |
| 2024 | 22 | 17 | $1.6M | $95,588 | 8.5% | 14% | 35% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ID | 22 | $2.4M | $106,818 | 8.36% | 11% | 27% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.