Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SABINE STATE BANK AND TRUST COMPANY
SABINE STATE BANK AND TRUST COMPANY
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
48
-7.7% vs 2024Originations
$5.3M
Loans x average loanAverage loan
$111,458
Average interest rate
n/a
Denial rate
20%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 85 | 48 | $5.3M | $111,458 | n/a | 20% | n/a |
| 2024 | 90 | 52 | $45.2M | $868,846 | 7.53% | 22% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 41 | $4.6M | $111,098 | n/a | 16% | n/a |
| TX | 7 | $795,000 | $113,571 | n/a | 30% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.