Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › HIGH COUNTRY BANK
HIGH COUNTRY BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
19
+58.3% vs 2024Originations
$3.9M
Loans x average loanAverage loan
$207,105
Average interest rate
6.98%
Denial rate
5%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 22 | 19 | $3.9M | $207,105 | 6.98% | 5% | 0% |
| 2024 | 19 | 12 | $2.4M | $200,000 | 7.41% | 16% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| CO | 19 | $3.9M | $207,105 | 6.98% | 5% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.