Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › POWELL VALLEY NATIONAL BANK
POWELL VALLEY NATIONAL BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
17
-22.7% vs 2024Originations
$1.6M
Loans x average loanAverage loan
$95,588
Average interest rate
n/a
Denial rate
5%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 22 | 17 | $1.6M | $95,588 | n/a | 5% | n/a |
| 2024 | 29 | 22 | $2.4M | $110,909 | n/a | 10% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| VA | 14 | $1.1M | $81,429 | n/a | 5% | n/a |
| TN | 3 | $485,000 | $161,667 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.