Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › SECURITY FEDERAL SAVINGS BANK
SECURITY FEDERAL SAVINGS BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
10
+100.0% vs 2024Originations
$670,000
Loans x average loanAverage loan
$67,000
Average interest rate
6.01%
Denial rate
9%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11 | 10 | $670,000 | $67,000 | 6.01% | 9% | 0% |
| 2024 | 6 | 5 | $775,000 | $155,000 | 7.4% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IN | 10 | $670,000 | $67,000 | 6.01% | 9% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.