Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Elderton State Bank
Elderton State Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
13
+0.0% vs 2024Originations
$3.3M
Loans x average loanAverage loan
$257,308
Average interest rate
n/a
Denial rate
19%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 16 | 13 | $3.3M | $257,308 | n/a | 19% | n/a |
| 2024 | 14 | 13 | $1.9M | $142,692 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 13 | $3.3M | $257,308 | n/a | 19% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.