Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › LEADERS CREDIT UNION
LEADERS CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
43
+34.4% vs 2024Originations
$5.0M
Loans x average loanAverage loan
$116,395
Average interest rate
6.9%
Denial rate
30%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 89 | 43 | $5.0M | $116,395 | 6.9% | 30% | 0% |
| 2024 | 64 | 32 | $3.5M | $110,000 | 7.09% | 36% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 41 | $4.5M | $110,610 | 6.89% | 31% | 0% |
| FL | 2 | $470,000 | $235,000 | 7.19% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.