Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Preferred Credit Union
Preferred Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
15
+66.7% vs 2024Originations
$1.3M
Loans x average loanAverage loan
$83,667
Average interest rate
6.65%
Denial rate
17%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 30 | 15 | $1.3M | $83,667 | 6.65% | 17% | 0% |
| 2024 | 18 | 9 | $625,000 | $69,444 | 7.9% | 17% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 15 | $1.3M | $83,667 | 6.65% | 17% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.