Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Carthage Savings and Loan, National Association
Carthage Savings and Loan, National Association
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
32
+0.0% vs 2024Originations
$3.3M
Loans x average loanAverage loan
$102,813
Average interest rate
n/a
Denial rate
10%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 41 | 32 | $3.3M | $102,813 | n/a | 10% | n/a |
| 2024 | 42 | 32 | $3.6M | $111,250 | n/a | 14% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 32 | $3.3M | $102,813 | n/a | 10% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.