Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › North Central Area Credit Union
North Central Area Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
14
Originations
$950,000
Loans x average loanAverage loan
$67,857
Average interest rate
8.93%
Denial rate
7%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 15 | 14 | $950,000 | $67,857 | 8.93% | 7% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 14 | $950,000 | $67,857 | 8.93% | 7% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.