Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › One Bank of TN
One Bank of TN
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
46
-6.1% vs 2024Originations
$3.8M
Loans x average loanAverage loan
$83,261
Average interest rate
9.17%
Denial rate
8%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 50 | 46 | $3.8M | $83,261 | 9.17% | 8% | 0% |
| 2024 | 58 | 49 | $3.3M | $67,449 | 9.59% | 10% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TN | 46 | $3.8M | $83,261 | 9.17% | 8% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.