Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Pioneer Bank & Trust
Pioneer Bank & Trust
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
+12.5% vs 2024Originations
$5.4M
Loans x average loanAverage loan
$298,333
Average interest rate
n/a
Denial rate
5%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 21 | 18 | $5.4M | $298,333 | n/a | 5% | n/a |
| 2024 | 21 | 16 | $1.9M | $120,625 | n/a | 10% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| SD | 18 | $5.4M | $298,333 | n/a | 5% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.