Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bank of the Southwest
Bank of the Southwest
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
14
-22.2% vs 2024Originations
$1.7M
Loans x average loanAverage loan
$118,571
Average interest rate
n/a
Denial rate
7%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 15 | 14 | $1.7M | $118,571 | n/a | 7% | n/a |
| 2024 | 27 | 18 | $3.7M | $203,333 | n/a | 15% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NM | 14 | $1.7M | $118,571 | n/a | 7% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.