Manufactured Housing Hub

Market insights

What the data says about manufactured home communities, lending and ownership.

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Lenders › FIRST STATE BANK

FIRST STATE BANK

2025 manufactured home lending from public HMDA data.

Loans originated (2025)

2

Originations

$170,000

Loans x average loan
Average loan

$85,000

Average interest rate

n/a

Denial rate

0%

Home only share

n/a

Year over year

YearApplicationsLoansOriginationsAvg loanAvg rateDenial rateHome only
202522$170,000$85,000n/a0%n/a

Lending by state (2025)

StateLoansOriginationsAvg loanAvg rateDenial rateHome only
MS2$170,000$85,000n/a0%n/a

Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.

FIRST STATE BANK manufactured home lending | Manufactured Housing Hub