Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Community Choice Credit Union
Community Choice Credit Union
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
n/a vs 2024Originations
$485,000
Loans x average loanAverage loan
$161,667
Average interest rate
6.25%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 8 | 3 | $485,000 | $161,667 | 6.25% | 25% | 0% |
| 2024 | 1 | 0 | $0 | n/a | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| IA | 3 | $485,000 | $161,667 | 6.25% | 25% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.