Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › First Financial Bank
First Financial Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
9
+0.0% vs 2024Originations
$495,000
Loans x average loanAverage loan
$55,000
Average interest rate
8.47%
Denial rate
0%
Home only share
44%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 9 | 9 | $495,000 | $55,000 | 8.47% | 0% | 44% |
| 2024 | 9 | 9 | $255,000 | $28,333 | 8.78% | 0% | 78% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AR | 8 | $450,000 | $56,250 | 8.66% | 0% | 50% |
| OK | 1 | $45,000 | $45,000 | 7% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.