Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › UW CREDIT UNION
UW CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
10
+66.7% vs 2024Originations
$2.2M
Loans x average loanAverage loan
$222,000
Average interest rate
6.16%
Denial rate
17%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 10 | $2.2M | $222,000 | 6.16% | 17% | 0% |
| 2024 | 10 | 6 | $1.1M | $175,000 | 6.6% | 40% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 10 | $2.2M | $222,000 | 6.16% | 17% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.