Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Kennebec Savings Bank
Kennebec Savings Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
73
+1.4% vs 2024Originations
$8.3M
Loans x average loanAverage loan
$114,315
Average interest rate
6.9%
Denial rate
12%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 103 | 73 | $8.3M | $114,315 | 6.9% | 12% | 0% |
| 2024 | 98 | 72 | $8.1M | $112,500 | 7.61% | 14% | 1% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| ME | 73 | $8.3M | $114,315 | 6.9% | 12% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.