Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Frankenmuth Credit Union
Frankenmuth Credit Union
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
76
-13.6% vs 2024Originations
$5.8M
Loans x average loanAverage loan
$76,711
Average interest rate
8.24%
Denial rate
6%
Home only share
54%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 88 | 76 | $5.8M | $76,711 | 8.24% | 6% | 54% |
| 2024 | 96 | 88 | $6.2M | $70,682 | 8.26% | 4% | 51% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 76 | $5.8M | $76,711 | 8.24% | 6% | 54% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.