Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › The Union Bank Company
The Union Bank Company
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
-14.3% vs 2024Originations
$850,000
Loans x average loanAverage loan
$141,667
Average interest rate
n/a
Denial rate
11%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 9 | 6 | $850,000 | $141,667 | n/a | 11% | n/a |
| 2024 | 9 | 7 | $1.1M | $163,571 | 6.33% | 22% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| OH | 6 | $850,000 | $141,667 | n/a | 13% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.