Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Concordia Bank & Trust Co.
Concordia Bank & Trust Co.
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
18
+5.9% vs 2024Originations
$1.2M
Loans x average loanAverage loan
$67,222
Average interest rate
n/a
Denial rate
12%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 26 | 18 | $1.2M | $67,222 | n/a | 12% | n/a |
| 2024 | 21 | 17 | $805,000 | $47,353 | n/a | 10% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| LA | 13 | $945,000 | $72,692 | n/a | 11% | n/a |
| MS | 5 | $265,000 | $53,000 | n/a | 14% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.