Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › THE PEOPLES BANK
THE PEOPLES BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
+0.0% vs 2024Originations
$890,000
Loans x average loanAverage loan
$74,167
Average interest rate
n/a
Denial rate
17%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 12 | $890,000 | $74,167 | n/a | 17% | n/a |
| 2024 | 15 | 12 | $470,000 | $39,167 | n/a | 20% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MS | 12 | $890,000 | $74,167 | n/a | 17% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.