Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Bank of Holland
Bank of Holland
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
22
-29.0% vs 2024Originations
$1.5M
Loans x average loanAverage loan
$69,545
Average interest rate
n/a
Denial rate
30%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 33 | 22 | $1.5M | $69,545 | n/a | 30% | n/a |
| 2024 | 42 | 31 | $2.6M | $85,323 | n/a | 24% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NY | 22 | $1.5M | $69,545 | n/a | 30% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.