Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › AgCountry Farm Credit Services, FLCA
AgCountry Farm Credit Services, FLCA
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
-25.0% vs 2024Originations
$445,000
Loans x average loanAverage loan
$148,333
Average interest rate
6.95%
Denial rate
0%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 3 | 3 | $445,000 | $148,333 | 6.95% | 0% | 0% |
| 2024 | 7 | 4 | $680,000 | $170,000 | 7.29% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MN | 1 | $95,000 | $95,000 | 6.75% | 0% | 0% |
| ND | 1 | $145,000 | $145,000 | 7.1% | 0% | 0% |
| WI | 1 | $205,000 | $205,000 | 7% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.