Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Colony Bank
Colony Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
26
-3.7% vs 2024Originations
$4.3M
Loans x average loanAverage loan
$166,923
Average interest rate
6.75%
Denial rate
15%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 41 | 26 | $4.3M | $166,923 | 6.75% | 15% | 0% |
| 2024 | 45 | 27 | $4.7M | $175,741 | 7.66% | 18% | 8% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 25 | $4.2M | $166,600 | 6.77% | 13% | 0% |
| SC | 1 | $175,000 | $175,000 | 6.13% | 33% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.