Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › UNION STATE BANK OF EVEREST
UNION STATE BANK OF EVEREST
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
+100.0% vs 2024Originations
$780,000
Loans x average loanAverage loan
$97,500
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 8 | 8 | $780,000 | $97,500 | n/a | 0% | n/a |
| 2024 | 8 | 4 | $140,000 | $35,000 | n/a | 0% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 5 | $555,000 | $111,000 | n/a | 0% | n/a |
| MO | 3 | $225,000 | $75,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.