Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Legacy Mortgage
Legacy Mortgage
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
33
-10.8% vs 2024Originations
$5.2M
Loans x average loanAverage loan
$156,212
Average interest rate
6.8%
Denial rate
6%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 51 | 33 | $5.2M | $156,212 | 6.8% | 6% | 0% |
| 2024 | 48 | 37 | $5.7M | $153,649 | 7.11% | 0% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 32 | $4.9M | $153,125 | 6.81% | 6% | 0% |
| FL | 1 | $255,000 | $255,000 | 6.38% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.