Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Peoples State Bank of Plainview
Peoples State Bank of Plainview
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
+57.1% vs 2024Originations
$1.4M
Loans x average loanAverage loan
$124,091
Average interest rate
n/a
Denial rate
20%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 15 | 11 | $1.4M | $124,091 | n/a | 20% | n/a |
| 2024 | 8 | 7 | $615,000 | $87,857 | n/a | 13% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 8 | $1.1M | $141,250 | n/a | 10% | n/a |
| MN | 3 | $235,000 | $78,333 | n/a | 40% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.