Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Shelby
Shelby
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
19
+111.1% vs 2024Originations
$2.0M
Loans x average loanAverage loan
$106,579
Average interest rate
n/a
Denial rate
10%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 31 | 19 | $2.0M | $106,579 | n/a | 10% | n/a |
| 2024 | 30 | 9 | $925,000 | $102,778 | n/a | 40% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 19 | $2.0M | $106,579 | n/a | 10% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.