Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › DEL NORTE CREDIT UNION
DEL NORTE CREDIT UNION
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
51
-16.4% vs 2024Originations
$6.4M
Loans x average loanAverage loan
$125,980
Average interest rate
7.13%
Denial rate
18%
Home only share
35%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 82 | 51 | $6.4M | $125,980 | 7.13% | 18% | 35% |
| 2024 | 111 | 61 | $8.3M | $135,492 | 7.17% | 25% | 16% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| NM | 51 | $6.4M | $125,980 | 7.13% | 18% | 35% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.