Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › The Citizens State Bank
The Citizens State Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
5
+25.0% vs 2024Originations
$205,000
Loans x average loanAverage loan
$41,000
Average interest rate
n/a
Denial rate
0%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 5 | 5 | $205,000 | $41,000 | n/a | 0% | n/a |
| 2024 | 5 | 4 | $170,000 | $42,500 | n/a | 20% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 5 | $205,000 | $41,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.