Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PFCU
PFCU
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
12
+9.1% vs 2024Originations
$1.1M
Loans x average loanAverage loan
$95,833
Average interest rate
7.58%
Denial rate
6%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 18 | 12 | $1.1M | $95,833 | 7.58% | 6% | 0% |
| 2024 | 15 | 11 | $775,000 | $70,455 | 7.85% | 20% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MI | 12 | $1.1M | $95,833 | 7.58% | 6% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.