Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › OLYMPIA FEDERAL SAVINGS & LOAN
OLYMPIA FEDERAL SAVINGS & LOAN
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
32
+52.4% vs 2024Originations
$6.8M
Loans x average loanAverage loan
$213,438
Average interest rate
6.15%
Denial rate
15%
Home only share
28%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 46 | 32 | $6.8M | $213,438 | 6.15% | 15% | 28% |
| 2024 | 37 | 21 | $3.5M | $168,810 | 7.15% | 16% | 48% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WA | 32 | $6.8M | $213,438 | 6.15% | 15% | 28% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.