Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › RCB BANK
RCB BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
3
+50.0% vs 2024Originations
$225,000
Loans x average loanAverage loan
$75,000
Average interest rate
6.32%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 4 | 3 | $225,000 | $75,000 | 6.32% | 25% | 0% |
| 2024 | 9 | 2 | $330,000 | $165,000 | 6.68% | 56% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 2 | $190,000 | $95,000 | 6.81% | 33% | 0% |
| OK | 1 | $35,000 | $35,000 | 5.33% | 0% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.