Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
32
+39.1% vs 2024Originations
$3.1M
Loans x average loanAverage loan
$95,625
Average interest rate
n/a
Denial rate
6%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 34 | 32 | $3.1M | $95,625 | n/a | 6% | n/a |
| 2024 | 29 | 23 | $2.3M | $99,348 | n/a | 10% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MO | 31 | $3.0M | $97,258 | n/a | 6% | n/a |
| AR | 1 | $45,000 | $45,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.