Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › TexasBank
TexasBank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
34
-8.1% vs 2024Originations
$6.8M
Loans x average loanAverage loan
$200,588
Average interest rate
7.93%
Denial rate
2%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 49 | 34 | $6.8M | $200,588 | 7.93% | 2% | 0% |
| 2024 | 59 | 37 | $7.1M | $192,568 | 8.19% | 7% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| TX | 34 | $6.8M | $200,588 | 7.93% | 2% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.