Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › FirstTrust Home Loans
FirstTrust Home Loans
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
119
Originations
$18.5M
Loans x average loanAverage loan
$155,588
Average interest rate
6.49%
Denial rate
1%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 138 | 119 | $18.5M | $155,588 | 6.49% | 1% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| AR | 71 | $10.0M | $140,915 | 6.45% | 1% | 0% |
| IL | 17 | $2.8M | $162,647 | 6.67% | 5% | 0% |
| TN | 12 | $2.6M | $216,667 | 6.5% | 0% | 0% |
| OK | 8 | $1.3M | $158,750 | 6.28% | 0% | 0% |
| MS | 4 | $650,000 | $162,500 | 6.31% | 0% | n/a |
| KY | 3 | $445,000 | $148,333 | 6.71% | 0% | n/a |
| TX | 3 | $515,000 | $171,667 | 6.92% | 0% | 0% |
| LA | 1 | $265,000 | $265,000 | 6.5% | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.