Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Reliance Savings Bank
Reliance Savings Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
-70.0% vs 2024Originations
$550,000
Loans x average loanAverage loan
$91,667
Average interest rate
n/a
Denial rate
27%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 11 | 6 | $550,000 | $91,667 | n/a | 27% | n/a |
| 2024 | 23 | 20 | $2.0M | $100,500 | n/a | 9% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| PA | 6 | $550,000 | $91,667 | n/a | 27% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.