Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › PEOPLES SAVINGS BANK
PEOPLES SAVINGS BANK
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
8
-11.1% vs 2024Originations
$1.0M
Loans x average loanAverage loan
$125,000
Average interest rate
n/a
Denial rate
11%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 9 | 8 | $1.0M | $125,000 | n/a | 11% | n/a |
| 2024 | 11 | 9 | $1.1M | $122,778 | n/a | 18% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| MO | 8 | $1.0M | $125,000 | n/a | 11% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.