Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › EXCHANGE BANK & TRUST
EXCHANGE BANK & TRUST
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
11
+83.3% vs 2024Originations
$1.3M
Loans x average loanAverage loan
$114,091
Average interest rate
n/a
Denial rate
13%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 15 | 11 | $1.3M | $114,091 | n/a | 13% | n/a |
| 2024 | 9 | 6 | $210,000 | $35,000 | n/a | 22% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| KS | 7 | $935,000 | $133,571 | n/a | 18% | n/a |
| MO | 4 | $320,000 | $80,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.