Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › DOVER FEDERAL CREDIT UNION
DOVER FEDERAL CREDIT UNION
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
6
+50.0% vs 2024Originations
$650,000
Loans x average loanAverage loan
$108,333
Average interest rate
6.53%
Denial rate
25%
Home only share
0%
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 12 | 6 | $650,000 | $108,333 | 6.53% | 25% | 0% |
| 2024 | 12 | 4 | $410,000 | $102,500 | 7.66% | 50% | 0% |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| DE | 6 | $650,000 | $108,333 | 6.53% | 25% | 0% |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.