Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Pinnacle Bank
Pinnacle Bank
2025 manufactured home lending from public HMDA data. Provider profile
Loans originated (2025)
26
-3.7% vs 2024Originations
$4.0M
Loans x average loanAverage loan
$153,846
Average interest rate
n/a
Denial rate
13%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 38 | 26 | $4.0M | $153,846 | n/a | 13% | n/a |
| 2024 | 30 | 27 | $2.8M | $103,889 | n/a | 7% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| GA | 25 | $3.9M | $155,800 | n/a | 14% | n/a |
| SC | 1 | $105,000 | $105,000 | n/a | 0% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.