Market insights
What the data says about manufactured home communities, lending and ownership.
Lenders › Dairy State Bank
Dairy State Bank
2025 manufactured home lending from public HMDA data.
Loans originated (2025)
4
-60.0% vs 2024Originations
$11.8M
Loans x average loanAverage loan
$2,960,000
Average interest rate
n/a
Denial rate
33%
Home only share
n/a
Year over year
| Year | Applications | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|---|
| 2025 | 6 | 4 | $11.8M | $2,960,000 | n/a | 33% | n/a |
| 2024 | 13 | 10 | $1.1M | $115,000 | n/a | 8% | n/a |
Lending by state (2025)
| State | Loans | Originations | Avg loan | Avg rate | Denial rate | Home only |
|---|---|---|---|---|---|---|
| WI | 4 | $11.8M | $2,960,000 | n/a | 33% | n/a |
Data source: Home Mortgage Disclosure Act (HMDA). Public annual data from the FFIEC and CFPB, loans reported with a manufactured home construction method. Informational only, not a recommendation of any lender.